Ukutolikwa kwephupha malunga nokudlulisa imali kwiakhawunti yam kubafazi abangatshatanga, kunye nokuchazwa kwebhalansi ephupheni kubafazi abangatshatanga.

Doha
2023-09-27T07:01:01+00:00
Amaphupha ka-Ibn Sirin
DohaIsifundi sobungqina: Lamia TarekNgoJanuwari 10, 2023Uhlaziyo lokugqibela: kwiinyanga ezi-7 ezidlulileyo

Ukutolikwa kwephupha malunga nokudlulisela imali kwiakhawunti yam yabasetyhini abangatshatanga

  1. Ukuphucula ukuzithemba kunye nokuzimela: Iphupha malunga nokudlulisela imali kwi-akhawunti yowesifazane ongatshatanga ingaba ngumqondiso wokukwazi ukuxhomekeka kuye kwaye ufezekise ukuzimela ngokwezimali.
    Isenokubonisa ukuba ibhinqa elingatshatanga libonisa umnqweno onamandla wokuba yedwa kwaye libonise izakhono zakhe zobuqu kwinkalo yezemali.
  2. Ithuba elizayo lezemali: Iphupha lokudlulisela imali kwi-akhawunti yowesifazane ongatshatanga libhekwa njengesango kumathuba emali ezayo.
    Eli phupha linokuba luphawu lokuba umfazi ongatshatanga uya kufumana imali engalindelekanga okanye ithuba leshishini eliya kuba negalelo ekuphuculeni imeko yakhe yezemali.
  3. Ukutshintsha iindima zemali: Iphupha lokudlulisela imali kwi-akhawunti yowesifazane ongatshatanga lingabonakalisa umnqweno wakhe wokutshintsha indima yakhe yezemali.
    Usenokuba ufuna imbopheleleko engakumbi yokulawula imali yakhe nasekuzenzeleni izigqibo zemali.
  4. Ukuzimela ngokweemvakalelo: Iphupha lokudlulisela imali kwiakhawunti yomfazi ongatshatanga likwaquka umnqweno wakhe wokuzimela ngokweemvakalelo.
    Eli phupha lingabonakalisa umnqweno wakhe wokungaxhomekeki kwabanye okanye iqabane lakhe lobomi ukuze afumane intuthuzelo yezemali.
  5. Umnqweno wokufikelela kwimali elinganayo: Iphupha lokudlulisela imali kwi-akhawunti yowesifazane ongatshatanga lingabonakalisa umnqweno wakhe wokufumana ibhalansi yemali ebomini bakhe.
    Usenokufuna ukuyiqonda kakuhle imali uze uyilawule ngendlela echanekileyo nelungeleleneyo.

Ukutolikwa kokulinganisela ephupheni kubafazi abangatshatanga

  1. Ubungqina bokuphila okuninzi: Ukuba ibhinqa elingatshatanga libona ephupheni lakhe ukuba lihlawula ibhalansi yefowuni yakhe yeselula, oku kunokuba luphawu lokufika kokulunga kunye nentabalala yokuphila kwakhe ebomini.
  2. Ukuzigcina kude nezono: Ukuba ibhinqa elingatshatanga lizibona lihlawula ibhalansi yefowuni ephathwayo ephupheni, oku kusenokufuzisela ukuhlala kwakhe kude nezono nezikreqo ebomini.
  3. Ibhalansi kwiiakhawunti: Iphupha lomfazi ongatshatanga lokubona ibhalansi ephupheni lingabonisa ukuba uvulekele amathuba amatsha ebomini bakhe kwaye uziva enethemba ngekamva lakhe, kwaye la mathuba anokuhambelana nezinto eziphathekayo.
  4. Ukufezekisa iinjongo: Ukubona ifowuni etshajayo ephupheni kunokufuzisela ukuba umfazi ongatshatanga uxakekile esenza imisebenzi emininzi ebomini bakhe, kwaye usebenza nzima ukuze afezekise iinjongo zakhe.
  5. Ukuxhalaba kwengqondo okanye imeko enzima: Kumfazi ongatshatanga, iphupha malunga nokubona ibhanki ephupheni linokuba ngumqondiso wokuba unenkxalabo yengqondo okanye utyhutyha imeko enzima efuna ukuba enze ngobulumko kwaye ahlolisise iiakhawunti zakhe ngokucophelela. .

Ukutolikwa kwephupha malunga nokudluliselwa kwebhanki ephupheni ngu-Ibn Sirin - Encyclopedia of the Nation

Ukutolikwa kwephupha endilifumanayo imali yabasetyhini abangatshatanga

  1. Amabhongo kunye nosukelo: Ukufumana imali yomfazi ongatshatanga ephupheni kunokufuzisela umnqweno wakhe kunye nomnqweno wokufikelela usukelo lwakhe, njengoko evakalelwa kukuba uneminqweno kunye namabhongo amaninzi azama ukuwafezekisa.
  2. Ukhuseleko kunye nokubhideka: Iphupha malunga nemali yomfazi ongatshatanga lingaba luphawu lokungakhuseleki kunye nokudideka aphethwe kuko ebomini bakhe.
    Isenokubonisa amava esiphithiphithi kunye nesiphazamiso esinokuzibonakalisa kubudlelwane bakhe nakwimeko yeemvakalelo.
  3. Ukuzalisekiswa kweminqweno kunye nenzuzo: Iphupha malunga nemali yomfazi ongatshatanga linokuba luphawu lokuza kweenzuzo kunye neenzuzo kwintsimi yorhwebo okanye kubomi bakhe bobugcisa.
    Inokuxela kwangaphambili ukuzaliseka komtshato kunye nokuzaliseka kweminqweno yakhe yeemvakalelo.
  4. Ukufumana umsebenzi oneziqhamo: Ukufumana imali ephupheni kunokubonisa ithuba elizayo lokuba ibhinqa elingatshatanga lifumane umsebenzi ofanelekileyo nonomvuzo ohlangabezana namabhongo kunye nenjongo yobomi.
    Loo msebenzi usenokuba ngaphakathi okanye unxulumene nomsebenzi awuthandayo.
  5. Ukuphila kunye nolonwabo oluqhelekileyo: Iphupha malunga nokufumana imali kumfazi ongatshatanga libonisa ukufika kweendaba ezilungileyo kunye nokwanda kokuphila kunye nobutyebi, nokuba oko kuphuma kumsebenzi wakhe okanye ngomtshato wakhe.
    Le mali inokuba luphawu nje lolonwabo ngokubanzi kunye nolwaneliseko lobomi.
  6. Iphupha lokufumana imali yomfazi ongatshatanga linokuthwala iintsingiselo ezininzi, kubandakanywa amabhongo, iinjongo kunye nomnqweno wokufezekisa, imfuno yokhuseleko kunye nokungaqiniseki, ithuba lokuzalisekisa iminqweno kunye neenzuzo, ukufumana umsebenzi ovelisayo, kunye nokwanda kwendlela yokuphila. kunye nolonwabo ngokubanzi.

Ukutolikwa kwephupha malunga nokudluliselwa kwemali kumfazi otshatileyo

  1. Ubuhlobo obunyanisekileyo kunye nokulahlekelwa ngabahlobo:
    Ukuba umfazi otshatileyo uphupha ukubona umyalelo wemali, oku kunokuba bubungqina bokuba ungumhlobo othembekileyo nothembekileyo.
    Kodwa lumka ukuba ulahlekelwe Imali ephupheniOku kunokuba sisilumkiso sokuba uza kuphulukana nabo bonke abahlobo bakhe.
    Oku kunokubonisa ukubaluleka kokugcina ukuthenjwa kunye nobuhlobo bokwenene ebomini bakhe.
  2. Dibana nomntu obalulekileyo:
    Ukuba ibhinqa elitshatileyo libona ubuso balo bukrolwe emalini, oku kusenokuthetha ukuba kukho umntu obalulekileyo ebomini bakhe onokumnika ithuba okanye imbuyiselo yemali.
    Eli phupha linokuba lukhuthazo kuye ukuba ahlale enomdla kwaye ekulungele ukufumana amathuba amatsha.
  3. Isango lokufezekisa amabhongo:
    Ukubona iphupha lokudlulisela imali kwabasetyhini abangatshatanga kubonisa ukuba ungumfazi onamabhongo kwaye uzama ukufezekisa amaphupha kunye neenjongo zakhe.
    Eli phupha lingafuzisela ukuza kweshishini okanye ithuba leshishini eliya kukubeka kwindlela elungileyo yokuphumelela kwezemali.
  4. Iintsikelelo zemali kunye novuyo:
    Ukudluliselwa kwemali ephupheni kubonisa ukufika kwentsikelelo yezemali kwixesha elizayo elisondeleyo, kwaye oku kubonisa kakuhle umfazi otshatileyo.
    Ukuchazwa kwephupha malunga nokufumana ukutshintshwa luphawu lwamandla alungileyo, kwaye uThixo uSomandla ungoyena Uphakamileyo kwaye uyazi.
    Ukuqwalaselwa okunengqiqo kokufumana imali yephepha yanamhlanje ephupheni kunokubonisa umvuzo, ukuphila, ukulunga kunye novuyo.
  5. Ukoyisa iingxaki zemali:
    Kwanabafazi abatshatileyo, ukubona ukuhanjiswa kwemali ephupheni kunokubonisa ukoyisa iingxaki zemali kwixesha elizayo.
    Umphuphi kweli phupha ukhuthazwa ukuba akholelwe ukuba kukho ukuphuculwa kwemali okuzayo, ukuba zonke iingxaki zemali ziphelile kwaye amatyala ahlawulwe.

Ukutolikwa kwephupha malunga nokudlulisela imali kumfazi oqhawule umtshato

  1. Ukuvula amathuba amatsha: Eli phupha lingabonisa ukuvula umnyango omtsha wamathuba kunye neengozi ebomini bakhe.
    Ukuba umfazi oqhawule umtshato uyabona ukuba ufaka isixa semali kwiakhawunti yakhe, oku kubonisa ukuba uya kusikelelwa ngezinto ezintle nezihle angazange azicinge.
  2. Ukufumana isixa esikhulu: Ukuba indoda ibona ukuba kukho umntu oyigcinele isixa semali, oku kubonisa ukuba iza kufumana isixa esikhulu ngaphandle komgudu okanye umsebenzi.
    Mhlawumbi le mali ingayifumana ngesipho okanye ngomnikelo.
  3. Ukuzimela komfazi oqhawule umtshato: Kumfazi oqhawule umtshato, ukuphupha ngokudlulisela imali kunokufuzisela ixesha elitsha lokuzimela kunye nokuzimela.
    Eli phupha libonisa ukuba uyakwazi ukuxhomekeka kuye kwaye azuze ukuzimela kwezemali.
  4. Iimeko zokuphila eziphuculweyo: Ukuba umntu ufumana ukutshintshwa kwemali, oku kunokuba ngumqondiso wokuphucula iimeko zokuphila kunye nobutyebi obuninzi.
    Eli phupha linokuba bubungqina bokuba iingxaki zezinto eziphathekayo ziya kusonjululwa kwaye umntu uya kuchuma ngokwezimali.
  5. Ukufumana ilifa okanye umsebenzi: Ukuba umfazi oqhawule umtshato ubona ukuba udlulisela isixa semali kwiakhawunti yakhe ephupheni, oku bubungqina bokuzinza kobomi bakhe kwaye kunokubonisa ukuba uya kufumana ilifa okanye umsebenzi apho. uya kuzuza okuninzi.
  6. Ukunyaniseka nokuthembana: Ukuba umntu uyabona ukuba ufumana isixa semali, oku kusenokuba luphawu lokunyaniseka akunandiphayo loo mntu unombono ngelo xesha.
    Oku kusenokuthetha ukuba uthenjwa ngabanye ekuyiphatheni kakuhle imali nasekuyisebenziseni ngokusesikweni.
  7. Iingxaki zempilo: Ukuba ibhinqa eliqhawule umtshato libona umntu angamaziyo elinika intywenka yemali, oku kusenokubonisa ukuba liya kuba neengxaki zempilo.
    Ufanele alumke kwaye anyamekele impilo yakhe ngelo xesha.

Ukutolikwa kwephupha malunga nomyalelo wemali kwindoda

  • Kwindoda, ukubona umyalelo wemali ephupheni kubonisa ukuba uhamba ngexesha lokuchuma kunye nobutyebi ebomini bakhe.
    Oku kusenokuthetha ukuchacha kwimeko yezemali kunye namathuba amahle otyalo-mali.
  • Endodeni, ukubona ukudluliselwa kwemali ephupheni kubonisa ukuba iingxaki zemali ezijongene nazo ziya kuconjululwa yaye uya kuba kufutshane nezicombululo eziya kumenza afumane intywenka yemali emsebenzini.
    Usenokuba nethuba lokuzuza ukuzimela geqe ngokwasemalini akunqwenelayo.
  • Ukuba indoda etshatileyo iphupha ngomyalelo wemali, oku kungabonisa inkqubela phambili kumsebenzi wakhe kunye nokunyuswa okanye ukunyuka komvuzo.
    Eli phupha likwabonisa ukwanda kwamathuba okuphumelela kunye nempumelelo emsebenzini.
  • Ukubona umyalelo wemali kwiphupha lomntu kunokuthetha ukuba ungumntu okrelekrele kunye nobuchule bokulawula imicimbi yakhe yezemali.
    Lo mbono unokuba lukhuthazo kwindoda ukuba iqhubeke inyamekela imicimbi yemali eneziqhamo kwaye yenza izigqibo ezifanelekileyo zotyalo-mali.
  • Iphupha malunga nomyalelo wemali kwindoda inokuphinda ibonise ithuba elitsha lomsebenzi kumntu ophuphayo.
    Kusenokubakho iprojekthi entsha okanye ithuba lokuzisebenzela elimlindileyo, kwaye kufuneka alisebenzise eli thuba ukuze afumane impumelelo kunye nokuzimela ngokwezimali.

Ukutolikwa kwephupha malunga nokufaka imali kwiakhawunti yam

  1. Ukuziva ukhuselekile kwaye uzinzile:
    Ukuphupha ngokufaka imali kwiakhawunti yakho kunokufuzisela imvakalelo yokhuseleko kunye nokuzinza kubomi bakho bezemali.
    Lo isenokuba ngumyalezo wenkuthazo yokuba usebenze nzima kwaye uqhubeke ufikelela uzinzo lwezemali.
  2. Amathuba oqhagamshelwano ngokweemvakalelo:
    Iphupha lisenokubonisa ithuba lokunxibelelana ngokweemvakalelo.
    Ukuba uzibona ubeka imali ebhankini ephupheni, oku kungabonakalisa ukuba kungekudala uza kutshata nomntu onobubele kunye nesisa.
  3. Ukufika kwezinto ezilungileyo kunye namathuba emali:
    Ukuba uphupha ngomyalezo wediphozithi yemali kwi-akhawunti yakho, oku kuphawu oluhle kumphuphi, njengoko kubonisa ukufika kwezinto ezilungileyo kunye namathuba amahle emali.
    Unokuba nethuba lokufumana ukwanda kwengeniso okanye ukufezekisa iinjongo ezibalulekileyo zemali kwixesha elizayo.
  4. Amandla afanelekileyo:
    Ngokutsho kwe-Ibn Sirin yokutolikwa kwephupha lokufaka imali kwi-akhawunti yakho, ifanekisela amandla afanelekileyo omphuphi.
    Lo mbono usenokuba ngumqondiso wokuba unethemba kwaye uzimisele ukuzuza impumelelo yezemali.
  5. Ukungena kumsebenzi omtsha:
    Ngokutsho kokutolikwa kwamanye abaphengululi bephupha, ukubeka imali kwi-akhawunti yebhanki ephupheni kunokubonisa ukuba umphuphi uya kungena kwishishini elitsha.
    La mava anokuba lithuba lokuba ukhule ngokuqeqeshelwa umsebenzi kwaye ufumane inkqubela phambili yezemali.

Ukutolikwa kwebhalansi yebhanki ephupheni

  1. Ukukhupha iintuthumbo nobunzima: Ukunikela ngemali ephupheni kusenokuba luphawu lokugxotha iintuthumbo okanye ubunzima ajamelana nabo.
    Eli phupha linokuba yisikhumbuzo kumntu ukuba kufuneka alahle imithwalo yobomi kwaye ajongane ngobulumko nangempumelelo kwimicimbi yakhe yemali.
  2. Umnqweno wokukhulelwa: Kubafazi abatshatileyo, ukubona ibhalansi yebhanki ephupheni ingabonakalisa umnqweno wabo wokukhulelwa kunye nokulindela kukaThixo oku kubo.
  3. Ukufumana imali eninzi: Ukuba umntu ubona ukuba imali eninzi ebhankini yakhe inkulu ephupheni, oku kusenokubonisa ukuba uya kufumana intywenka yemali kwixesha elizayo.
    Ngenxa yoko, eli phupha lithathwa njengophawu oluhle kumntu.
  4. Ukubiwa kweakhawunti yebhanki: Ukuba indoda iphupha ibona iakhawunti yayo yebhanki ibiwa, oku kusenokubonisa izenzo zokuphanga nokuphanga ebomini bayo.
    Eli phupha linokuba sisilumkiso kumntu ukuba kufuneka alumke kwaye akhusele iimpahla zakhe zemali.
  5. Ilahleko nobuhlwempu: Ukuba umntu ubona ukuba imali yakhe ebhankini ayinanto ephupheni, oku kusenokubonisa ukulahlekelwa yimali okanye ubuhlwempu ebomini bakhe.
    Ngoko ke, umntu kufuneka alumke kwaye alawule imicimbi yakhe yemali ngobulumko nangenyameko.
  6. Ubuninzi bokuphila kunye nobutyebi: Ngokuqhelekileyo, ukubona ibhanki ephupheni kunokuba luphawu lobuninzi kunye nobutyebi ebomini bomntu.
    Ukuphupha ungena ebhankini kusenokuthetha ixesha lozuko lwemali nolonwabo.
  7. Ubuntu obunengqiqo kunye nokucwangciswa kakuhle kwemali: Ukubona ukuvula iakhawunti yebhanki ephupheni kunokubonisa ukuba umntu unobuntu obunengqiqo kwaye wenza ucwangciso oluhle lwezemali.
    Eli phupha linokuba lukhuthazo kumntu ukuba aqhubeke ecinga kwaye acwangcise kakuhle kwimicimbi yakhe yemali.

Ukutolikwa kwephupha malunga nokudluliselwa kwebhanki

Ukubona iphupha malunga nokudluliselwa kwebhanki kumfazi ongatshatanga kubonisa ukuba ungumfazi onomdla ozama ukufezekisa amaphupha kunye neenjongo zakhe.
Iphupha linokuba ngumyalezo kuwe wokuba kufuneka usebenze nzima ukuze ufezekise iinjongo zakho zemali kunye nezobuchwephesha.
Unokuziva ufuna ukuphucula izakhono zakho kwaye uphuhlise izakhono zakho zobuqu ukuze ufezekise impumelelo kumsebenzi wakho.

Ukuphupha ukudluliselwa kwebhanki kunokubonisa ukuba ujongene nobunzima bezemali kwaye uzama ukoyisa ukusilela kwemali.
Lo mbono unokubonisa uxinzelelo lwezezimali olufumana kubomi bakho bokwenyani.
Eli phupha linokuba sisikhumbuzo kuwe sokuba kufuneka uthathe inyathelo lokujongana neengxaki zemali kunye nokuphucula imeko yakho yezemali.

Ukuba uzibona ufumana i-transfer yebhanki kwaye uyinqumle, oku kungabonakalisa ukunyaniseka komhlobo wakho kunye namandla obuhlobo obudibanisayo.
Eli phupha linokuba sisikhumbuzo kuwe ukuba kungekudala umhlobo wakho uya kukunika uncedo oluyimfuneko ebomini.
Olu toliko lusenokuthetha ukuba kufuneka uthembele kwaye uthembele kwabanye ukuze bafezekise iinjongo zakho kwaye boyise imingeni.

Iphupha malunga nomyalelo wemali lingabonakalisa ukufika kweshishini okanye ithuba leshishini onokuzuza kulo.
Eli phupha linokuba luphawu lokuba uya kuba nethuba lokwenza imali okanye uphumelele kwintsimi yakho yobungcali.
Unokufumana iintengiso zeshishini elitsha okanye urhwebo olunengeniso.
Olu toliko lunokuba lukhuthazo kuwe ukuba uzilungiselele kwaye usebenzise amathuba abalulekileyo anokuthi eze kubomi bakho bemali.

Ukuphupha malunga nomyalelo wemali kunokubonisa ukuba uhlala kwindawo yokuzinza kwezemali kwaye ujabulele ukunethezeka.
Eli phupha lisisikhumbuzo kuwe ukuba uxhomekeke kumthombo othembekileyo wengeniso kwaye unako ukunandipha ubomi kunye nayo yonke induduzo kunye nokunethezeka.
Unokuziva wonwabile kwaye ukhuselekile kubomi bakho bezemali kwaye ulungile ekulawuleni imicimbi yakho yezemali ngokufanelekileyo.

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